Transparent pricing

Fees

Here's exactly what Fitness Vow charges - for funding your plan, withdrawing your balance, and missing sessions. No surprises, no fine print.

1. Funding your plan

When you fund your wallet to start a plan, Fitness Vow shows every amount before Stripe Checkout opens: your plan balance, current balance credit, Fitness Vow platform fee, Stripe Fee, and total charged. Your wallet is credited only with the plan balance amount.

Fitness Vow platform fee 9%$2.50 minimum - added on top
Stripe Fee Estimated before checkoutshown separately from the Fitness Vow fee
Taxes Not added by Fitness VowStripe Checkout must show tax first if tax collection becomes required
Total charged Amount needed + platform fee + Stripe Fee
Wallet credit Full plan amount
Example: If your plan needs $80 and you have no current balance, the platform fee is $7.20 and the Stripe Fee is shown separately before checkout. Your wallet receives $80, and Stripe shows the final total before you pay.

2. Withdrawing your balance

To withdraw, you first cancel your plan. After cancellation, you can request a withdrawal at any time. Fees are taken from the amount you request.

Standard withdrawal 0.75% + $1.50$2.50 minimum - 1-3 business days
Instant withdrawal 1.5% + $2.00$3.50 minimum - within minutes
Standard example: You withdraw $100 by standard transfer. Calculated fee is 0.75% + $1.50 = $2.25, but the $2.50 minimum applies. You receive $97.50 in 1-3 business days.
Instant example: You withdraw $100 by instant transfer. Fee is 1.5% + $2.00 = $3.50 (which is also the minimum). You receive $96.50 within minutes.

Minimum withdrawal amount is $10.00. You may only have one withdrawal in progress at a time.

3. Missed sessions

If you miss a scheduled session or fail your follow-up check-in, a miss charge is deducted from your wallet balance. Each funded balance covers up to four misses, and the charges escalate so the cost of skipping grows the more you skip.

1st miss 15% of plan amount
2nd miss 20% of plan amount
3rd miss 25% of plan amount
4th miss Remaining balance (~40%)

The four miss charges always sum to your full plan amount - so 4 misses can bring your wallet to exactly $0. The exact dollar amounts are shown to you before you confirm your plan.

Forfeited amounts are not refundable. Once a miss is recorded and the charge is applied, those funds are no longer part of your withdrawable balance and cannot be returned, credited, or recovered. This is by design - the rule is what makes the vow real.

Example ($80 plan): The miss charges escalate $12 -> $16 -> $20 -> $32 (totaling $80). If you miss your first session, your wallet drops from $80 to $68. Miss the next one and it drops to $52. Miss four in total and your wallet is at $0. None of those amounts can be refunded.

4. No subscription - auto-recharge

Fitness Vow has no subscription fee. There is no monthly access charge, no recurring "membership" cost. You only pay for what you actually fund into your plan.

Important: active plans auto-recharge

If your wallet balance hits $0 while there is still time left in your commitment period and another scheduled session is coming up, your plan automatically recharges using your saved payment method.

To stop auto-recharges, cancel your plan before your balance reaches $0. Once your plan is cancelled, no further charges are made and any remaining balance can be withdrawn (withdrawal fees apply).

Example ($80 plan): You choose a 1-month plan with sessions Monday through Thursday. The miss charges are $12 -> $16 -> $20 -> $32. If you miss all four sessions in the first week, your wallet reaches $0, but your commitment period still has about 26 days left. Before the next scheduled session the following Monday, your plan auto-recharges: $80 + $7.20 Fitness Vow fee + about $2.91 Stripe fee = about $90.11 charged, and your wallet is credited with a fresh $80.
Partial-miss example: If you miss only two sessions in that first week, your wallet still has $52 left. The following Monday does not trigger a recharge. If you check in Monday and then miss Tuesday, the third miss charge ($20) is deducted from the remaining balance.

Why this exists: a "vow" you can let lapse silently isn't a vow at all. The auto-recharge keeps you accountable for the plan you signed up for. If you genuinely want out, the answer is simple - cancel the plan.

The plain-English version

When you make your vow, you're putting real skin in the game. Sessions you show up for protect your balance. Sessions you miss deduct the miss charge for your tier - and that forfeited amount is non-refundable by design. It's what makes the accountability work.

Your wallet, deductions, and available withdrawal balance are always visible inside the app. Nothing is hidden, nothing is ambiguous - you see every cent in, out, and remaining.

Pricing applies to the US region. Fees in other regions will be published when those markets are supported. We'll notify users in advance of any fee changes.